Guest Writers

 Sally Abrahms is a national award-winning writer and editor specializing in aging and boomers, work, and family issues. She has published in the country’s top magazines and newspapers, on major Internet sites, and is the author of two books.  Besides focusing on aging and boomers, she has written about a variety of topics including the Catholic Church, engineering, terrorism, and raw food for Newsweek;  legal trends for Columbia Pictures; incest for The Los Angeles Times;  and deployment/relationship issues for the U.S. Military.

Sally has been happily married for more than 30 years, and yet she writes extensively about divorce and co-wrote What Every Woman Should Know About Divorce and Custody: How to Keep the Kids, the Cash, and Your Sanity. A segment on parental kidnapping she helped produce for ABC’s “20/20” was nominated for an Emmy Award and she recently won a min Award in the Single Article-Consumer category for my Working Woman piece “Custody Lost.”  Sally’s work may be found in TIME, Newsweek, The New York Times,, MetLife, and Johnson & Johnson, among others. Check out her articles at

tobe-gerardTobe Gerard, CLTC, MBA, MLS, LIA entered the insurance industry more than 35 years ago in a highly unusual way, through her work as a head librarian at the prestigious Insurance Library Association of Boston. Since 2000, Tobe has committed her professional life to helping people manage the risk of needing extended long term care. Because of her strong belief in independent insurance agencies, as well as her knowledge that one size doesn’t fit all when it comes to insurance, her agency has always represented at least eight long term care insurance companies.

Tobe is a national educator on the topic of long term care insurance and an active champion for smart insurance reform on both the state and national level. She has served as a Board member of the Massachusetts Association of Health Underwriters where, as the chairperson of their Long Term Care Insurance Committee, she lobbied energetically for long term care insurance rate stabilization. She also served on the LTCi Advisory Committee for the National Association of Health Underwriters and has been the Director of Agency Services for the Professional Insurance Agents of New England. You may learn more about her work here.

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